A few realities of our (supposed) Multiracial Brunei.

When is it ok to be racially insensitive? Well, frankly, Never! Just because being the majority race in the country does not give anyone the rights to say or suggest to other races that they are better off leaving the country if they do not like the laws. Sure, that option will always be the easy 'way out', and frankly if non-Malays are afforded that option, they can always go for it. But you have to bear in mind, that since they are born and bred Brunei, home is always where the heart is. Using languages that give them the impression that they are oppressed is never an answer, never an option. 

The social media today has been storming with a lot of noise regarding the government's recently incepted Syariah Penal Code, specifically on the law against 'indecent and revealing clothes'. I won't touch on religion, though undoubtedly the issue of religion is intertwined with the subject. I'll leave the discussion and interpretations of that to the relevant authorities. Most of the public, including myself are at peace with that. But what disappoints me the most is that way in which people, particularly the anonymous commenters in the social media are approaching the subject matter. Instead of having an open mind and bringing in fruitful discourse, further from that, some people opted on the belief that minorities are best left at their own devices, moving away from our supposed 'Abode of Peace'. To me, having friends of different races, their language is downright xenophobic. Perhaps I have my own agenda, i.e. my close relations with my Chinese friends, my Indian friends and my non-Muslim friends. But openly suggesting/leaving the impression that the minorities are redundant to the prosperity of the nation, I guess its right about time we have a change of view.



One commenter (picture above) I came across suggested that being a homogenous society isn't necessarily a bad idea, he/she suggested that Japan did it, and look how they have fared. I am not sure if he/she was sarcastic, but I found that an interesting statement, not because its not necessarily true, but on how that its not necessarily accurate. Without going into specifics, Japan after the WWII during their post-war reconstruction was governed by a de facto American-led Allied forces, which pumped in financial assistance into the state's economy. Unless there was a financial miracle occurring, how would you think Japan would have become today without the Allied intervention? Not to mention the Cold War events that happened literally in their backyard. To this day, Japan does not have an effective military force, and still relies on the US for defence. Also, you have to bear in mind that present day Japan is a democratic state, one that is (in theory) open to the Western centric ideals, and one that is very different with ours. Meanwhile, other commenters that I read went on to bring Hitler into the discussion. Oh my, not Hitler! Please let's not talk about it!

But putting the issue beyond Japan and Hitler, we have to dive in a look at the bigger picture. Observing present day Brunei, there are a few realities that us Bruneians must not forget. The first reality is the contribution that other races are bringing to our beloved Sultanate. Syariah law or no Syariah law, they have a role to play in the country, regardless of their races. And I'm not talking about the Hua Hos', Pehin Lims, nor the Goh's, but the whole aspects of political and socio-economy in general. Putting in languages that divide the nation should/must/strictly not be placed in the discussions in the first place. As a Malay myself, I have to admit that Malay as a race cannot prosper on its own. It needs to come together with other races with a shared ideal, that is to develop the nation together. The same goes vice versa. Currently the shared ideal that we have is the Wawasan Brunei 2035 (2035 Vision) and in the vision itself clearly states the we must work together and be 'united in our traditional tolerance and social harmony'. Speaking in terms of your race for your own-self will never lead to the desired aspiration and only reveal how far we are in realising the Vision. 

The second reality is the fact that we (used) to proud ourselves as a multiracial society, be it in a micro scale. Without repeating myself, Chinese, Indians, Non-Muslims, etc, altogether they are born and bred Brunei, and the reality is Brunei is theirs as much as they are mine and yours. Saying things like, 'if you don't like the law in Brunei, you can move somewhere else' is never a solution, and bluntly breeds racism. As a rakyat, of non-Malay and non-Muslim background, they have a right to voice out their concerns and frankly, in my opinion, the relevant authorities must and should have done a better job in approaching the contents and implementation   process of the law to them and vice versa as the issue is in the interests of all. Simply quoting surahs from the Quran and hadith are not enough to clear the air (non-Muslims rarely read the Quran and Hadiths). And if you look at the news reports, how often do you see a Chinese in the audience present during talks held by these authorities? Rare. It is due to the ineffective outreach or the lack thereof that people are prone to speculations and misinformation.

Last and certainly not the least, since these people are big on Brunei laws, lets give them a reminder that, according to Pg. Kasmirhan, it is enshrined and written under the Brunei law, that:


Internet Code of Practice 

12. The Internet Code of Practice Notification is a subsidiary legislation the Broadcasting Act (Chapter 180). The Internet Code of Practice is introduced to ensure that content on the Internet provided in Brunei Darussalam is not against the public interest or national harmony or which offends against good taste and decency. The Broadcasting Authority in Brunei Darussalam is concerned that content provided on the Internet from Brunei Darussalam comply with a set of basic content requirements that are in line with Brunei Darussalam's religious values, social and societal mores and that the content do not offend the Islamic religion, society and do not incite social disharmony and instability in Brunei Darussalam.


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144 comments:

  1. Bravo! U have restored my faith in 'Bruneians'.

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  2. No comment. But banyakkan mendgr ceramah. Kerana Walaupun setinggi mana kita mempunyai pendidikan yg kita diperolehi akan tetapi jika kurang dengan ilmu agama islam. Sama saja. Bukan racist but pls do understand not to one side. But both. Go ask ur friend non muslim to attend ceramah syariah to understand more about the law. Some part of Syariah law is not just for org org islam akan tetapi kedua duanya sekali. Islam itu indah dan allah itu maha adil.

    ReplyDelete
    Replies
    1. i agree with your statement.beside our government had been given us alot of free taxes and light tax,apa jua ganya road tax kerita and so on,imagine di negeri orang lain.i've been other countries berapa kali india and so on,durang inda ada kemudahan apa yang di beri kan leh kerajaan tani.apa apa pun we should be thankful,Sultan is sultan he own this country and i believe he done all those syariah for our sake,be positive bout it.bukan senang nak jadi pemimpin,apa yang kita mahu sebagai umat islam ialah meminta ke redhaan dari yang maha Kuasa.

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  3. I guess I am the only NON MUSLIM who knows how WAJIB Muslim to follow/practice/respect the LAW OF ALLAH..

    YES Law of Allah not Law of Malays or English or even Jesus or Iban or Indon or Cina...

    Only stupid Malay (Muslim) against that rules..

    Oh not to mention, pray 5 times a day and read your Koran. ;p just in case you don't.

    ReplyDelete
    Replies
    1. Bravo Daniel...
      Alhamdulillah... Thank You for reminding us what is Wajib.

      Delete
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  5. @yus wow, "no comment" and you go on a full paragraph about telling people to attend lectures instead of defending your point of view. Typical government-fed and bred , yes man.

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  6. You put your ideas across so eloquently and maturely that i love it. It shows the forward thinking, and an examplary attitute that we need, to progress as humans with decency,empathy and tolerence. We need more like minded people like you instead of people who spout rubbish and create tensions as a way of resolution..so old school and immature.

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  7. Im glad a person like you exists. I myself consider myself in middle ground as well, i am not against hukum Allah or worst labels given to people who dare question the sanctity of this law, hudud haters, kafir etc What this guy is saying is the voice of most of our concerns muslim or non muslim. My concerns do not lie on the law of Allah but instead the people who are implementing them. I wouldnt be bothered mendgr ceramah di brunei since it i will definitely be biased. Rather find a proper scholar, cari tia buku yg 'sahih' for i am sure there is alot of good references or search on youtube for some ustaz yg credibility nya well known, learn and gather that knowledge that then use your god given common sense to formulate your opinions from. I hate the fact this Syariah law is divinding up the people into extremists for accepting and 'against Allah' for voicing concerns. Can't people think its not black and white, i wouldn't label anyone for accepting the law as extremists and neither would i bash if they don't accept it. Find middle ground people and be understanding.

    Brunei has always been a racists country, its like hidden racism. I mean imagine when we were kids the saying 'siapa lambat ia kaling' from children awal udah kana program to think of other racists as being beneath and secondary. This syariah law just unearthed what was always there only now more people are being aware.

    Anyways, banar th tue nya mu bro.

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    1. not everyone is racist bro just saying...

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  9. I wish to note to the concern party or individuals that religion & race intertwine each other in these context. But do bear in mind a thought that Bruneians itself are from a diverse ethnicity on which most are malay muslims. If such comments are to be forwarded to the ethnic minorities who are not considered as 'non-locals' even if they are granted citizenship then what of the other non-muslims who ARE considered Bruneians from the '7 Serumpun'. Are they to be 'off-loaded' too? And to the non-muslims who thinks that the newly introduced Syariah law weighs heavy to them, the burden weighs even more heavily to muslims too. What I wish to point out is to first understand two things; first the excerpt of His Majesty's tithe during the 1984 Declaration of Independence. It is not that hard to recall since it is played every time before the night news by RTB. It clearly states and I quote that: 'Brunei will always be a country that follows the Malay Islamic Monarchy concept on the base of Ahlus Sunnah Wal Jamaah'. Understand that first. The second part that we, as Bruneians, should know & understand is the hardship & pains that the late Sultan Omar Ali Saifuddien III's efforts on constructing the 1959 Written Constitution. The contents as far as I could remember states that any ethnicity that is not stated within the '7 Serumpun', based on their ancestral lineage, and who are awarded citizenships, are to be considered as citizens of Brunei too. Look it up!

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  10. Its kinda pain of not knowing in depth of all this. It seems like the teach of Syariah Laws are new to us. But instead it isnt. That was perhaps of the lack teaching of it since we were first born in brunei. For the new-born Bruneian, the year 2000 till present, they wont find it hard in the years ahead. its just US, who have been living in Brunei without the true Allah's law for 20 years above. Bruneian, we will get through this. InsyaAllah.

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  11. Not gonna give any Thumbs up to you here.

    All i want to say is... To Everyone here... Malay, chinese, indian, iban... whoever...born in Brunei..

    Do Not forget.. His Majesty provide Free Educations, Hospitals, No Tax (well u only pay for Road Tax)...and so much more that i dont have to put down here coz we all should know well.

    Please... For once, stop commenting and accept the Rules that have been set up.
    Show some appreciation to His Majesty. Be Thankful for what he have provide to us.

    Please!! Stop being selfish by thinking about yourself, your mini skirts, your boobs that you want to show it off etc

    Think about what HM have provide you all these while.

    Wear decent clothing here in Brunei... Decent clothing doesnt mean JUBAH!
    You can wear long pants, long skirt, long dress.

    Check out Flexia Yeap (A former PLAYBOY MODEL)..she's a chinese and she wear muslimah attire...and NOPE..she's NOT a convert.

    Have some respect to His Majesty and His Rules/Laws.

    mind you.. my BESTFRIEND is a Chinese... Non-Muslim Chinese...and she's fine with the new rules.

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    1. Free health care? Then, please explain why the KB Suri Begawan hospital lacks any cardiac facilities and does not have angioplasty -- that my dad could not be rescued from a heart attack?? Tell me. Tell it to my face as my dad died two months ago. Are you saying that Brunei has the best health care in the world?

      Free services may not mean quality services. Hospital equipment is outdated.

      Honey, nothing comes free. That's pretty naive to think that we receive all benefits for free.

      The problem with most Bruneians, I think, is refusing to listen to differing opinions without asking people to shut up. There's value to observing both sides of a coin with an open mind. I guess I'm the only one who finds both sides amusing -- there's enough creepy guys on the streets staring at ladies who don't dress conservatively. Moreover, what deters me from doing anything bad or dressing indecently is the product of proper parenting. If parents are lazy and rely on the government for everything, this is the result. Dressing conservatively has been common sense -- the MIB dress code has been in existence for many years. This is nothing new.

      However, there are so many other issues that Bruneians should focus on. It seems like we get stuck on little details. Wake up, Brunei. Take the silver spoons from your mouths and appreciate life and the nature we get in Brunei. Life's really too short to get hung up on the little things. Travel more and live somewhere else for a year. You won't know what you're missing until you've lost it.

      Delete
    2. Sorry to hear about your dad.
      Perhaps you and your family should now go for 1st Aider Course... it can safe a life.

      And No.. i didnt say Brunei has the Best Health Centre.... but if you were being refered to Singapore by the Govnt hospital... you wont have to pay a bunch of money.
      and yeah.. C-sect at the Hospital... how much do u pay?
      operations at the hospital... how much do u pay?

      sometimes.. we only see things that involve around us.. just because something happened to my dad.. i accused everyone there. rather than believing.. It was his time to "go".
      Even plants will die... everything.. human..animal... dont blame anyone for what happened. Fate.
      No one can live forever.
      Heart Attack - not save by the doctors...are just a reason. the reality is.. it was his time. ngam2 his time.

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    4. Oh First aid does not help with heart attacks... So if your dad gets one... First Aid will not help.. Using a defibrillator will...

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    5. i agree with these statement.We as Bruneian shud be thankful.whats wrong w people nowadays.comment,complain, comment, complain. sedang kan other countries try to follow our step. thanks to HisMajesty. Til now im proud being Bruneian as being un corrupted government. some people never think deeply and twice

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    6. That was pretty rude to say that, "It was his time to go". What a naive mind you have over there, really sad.

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    7. cyn-
      Condolonces for your passing. I have too suffered lost. I wish you and your family the best. It will be difficult but support each other,keep friends and family close through this difficult time.

      I am sorry for some of the insensitive comments that was posted here. Please ignore it.
      You are correct angioplasty is needed in certain heart attack events, a first aid technique/cpr/ defibrillator wouldn't be much help. You are right that more health professional/facilities are needed in that part of Brunei.

      I wish you and your family easiness in this difficult time.

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    8. yeah her response about the unfortunate passing of a father that was ultimately avoidable was insensitive and well out of order. quite rude, sorry to say.

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    9. Ehsan.. may be your chinese friend just give you face to say that. And i need to inform you as a muslim please put up your TUDUNG in your picture shown before replied to others. Please show respect to your religion. :)

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    10. I'm sorry for your loss mate, Al-Fatihah
      As for the ignorant comment...
      Lol, learn 1st Aid, it can save a life... for heart attack...
      Seriously?? 1st Aid??? for Heart attack???????
      You know Qada and Qadar right? Yes, maybe it is his time to go, maybe his time was up... we dont know BUT maybe it WASNT actually his time? No one knows who goes at what time, only Allah knows...
      But as Qada and Qadar, because of inadequate medical facilities, this person's father passed away because of that... Maybe he could have been saved...

      Delete
    11. Dear Ehsan, the comments you gave are so weak, ignorant and boring. In an argument, you should include valid points and facts to discuss. Saying that "You should be grateful that Brunei.. and bla bla" will not be entertained as we've heard that all day. You have to know that we are AWARE of that and we are GRATEFUL to our Sultan. Next time if you want to argue and get attention, please don't forget to include the impacts and consequences the subject we are discussing about. Factors such as Environment, Cultural, Political, Economical should be included if you want your argument to be more valid. They need to be focused on because they are the one has HUGE IMPACT to this country. It's kinda funny that you don't want people to voice out. Well let me tell you this, some people voicing out because they are CONCERN about their beloved country. They want to help and such.. so from now please OPEN YOUR MIND, think outside of the box and PIKIR MASAK2 other than saying something like No Tax and be grateful or get out of this country if you are opposing to the law and bla bla.. cos that miss, people are more likely to ignore you. Good day and wear tudong.

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  12. Earnest and eloquent. Thank you for sharing :)

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  13. This comment has been removed by a blog administrator.

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  14. Thank you for sharing this with everyone. At this moment in time, all of us in Brunei needs to be given the knowledge and doing so with criticism and opinions alike, hence we can better understand the new law and uphold to the new law regardless of your religion. Any new law surely requires more understanding instead of being judgemental and worst of, racism. Born and bred in Brunei, I truly love Brunei of how it has shaped me of who I am today. To see the nation racially divided, come on, this is NOT Brunei. Growing up with mixed races and cultures and having Malay friends and colleagues, I know we are all bigger than this. Let's work towards HM's vision for the future together and in harmony.

    Put yourself in someone's shoes and have a conscious mind, how would you feel if such hatred words were said to you and vice versa. As I said, this is NOT Brunei, where I am born and bred from.

    Thanks again for sharing this!

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  15. Appreciate your views CYN, Ehsan, IMYOURMAGICGIFT, and YUS :). I really do, but to correct the right from wrong, I need to clarify that never in the article and anywhere have I ever said that I disagree with the Sharia Law, nor did I express such impression. Please read my article from the start to the end and understand.

    Ehsan, IMYOURMAGICGIFT: YES! agree wholeheartedly that we should be grateful towards HM's government. Again, I think you misread my opinion over the matter. I clearly state in the article that personally I've no qualms about Sharia Law implemented in Brunei (please check specifically paragraph 2 line 6). But what leads me to write up this article in the first place was the manner in which people reacted towards the whole debate, and I'm talking about both sides of the camp. Both groups at times were racist against each other, with one side suggesting that its best to 'kick' the other groups out from this country. To me, since this is a personal view, that is not conducive in our current nation well-being, even more detrimental towards our vision of Wawasan Brunei 2035. CYN brought out an interesting point above, and rather than viewing it negatively, take it constructively.

    Lastly, please read and understand the quote below:

    "Kita adalah bangsa yang membangun dengan undang-undang, pendidikan dan akhlak yang baik, serta bergerak maju diatas landasan ajaran ugama yang suci. Kita menawarkan persahabatan kepada semua warga dunia, sambil memberitahu, bahawa kita juga adalah rakan yang baik, yang sentiasa bersedia untuk menghormati sesiapa saja.Demikian itulah pula, kita mengharapkan, agar rakan-rakan juga berpendirian seperti kita dalam menilai dan memahami aspirasi masing-masing, demi untuk keselamatan dan kesejahteraan, sekalipun tanggapan kita adalah berbeza." -HM KDYMM Sultan Haji Hassanal Bolkiah.

    We can have different opinions over a thing or two, but lets now stray away from our shared ideals as well as respect for one another.

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  16. Hi Muiz... Thank you for your feedback.

    My comments above was, as stated, for everyone.

    and being Racist is not in my Blood. i am a mix of Malay Chinese... and my bestfren is Chinese. and i have an Indian friend which is really sweet. and these friends (Chinese and Indian) are fine with Syariah Law.

    and about wearing decent clothing...as i suggested.. google Flexia Yeap... Former Playboy Model. she is not a convert... but she is wearing Muslimah Attire now. Probably we could look into her reasons...and understand. by then, we, even the muslims...dapat perbaiki diri sendiri.

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    1. Just to point out certain things:

      "Please... For once, stop commenting and accept the Rules that have been set up. Show some appreciation to His Majesty. Be Thankful for what he have provide to us." -Never in my article argued against HM government's law. Like I said, I'm cool with it, as others.

      "Please!! Stop being selfish by thinking about yourself, your mini skirts, your boobs that you want to show it off etc"- Its this kind of statement and generalisation that gives the wrong kind of impression.

      "and about wearing decent clothing...as i suggested.. google Flexia Yeap... Former Playboy Model. she is not a convert... but she is wearing Muslimah Attire now. Probably we could look into her reasons...and understand. by then, we, even the muslims...dapat perbaiki diri sendiri."- My point pretty much. See paragraph 2, line 10. We need a fruitful discourse on this, instead of bombing general statements like the above.

      To end on a lighter note,"Not gonna give any Thumbs up to you here." - why no Thumbs? LOL:)

      Delete
  17. apa itu racism?kesombongan?aku lebih hebat/bagus dari awak.
    cara kita melayan amah .adakah deep inside we think ketani lagi hebat?cara ketani melayan waiter/waitresses/tukang jaga kadai runcit/bandaran, cara ketani memandang rendah arah pekerja2 luar di negera ani?cara ktani mengjudge orang yg berkerja halal sebagai pekerja bandaran?

    dosa pertama=sombong-Firman Allah swt yang bermaksud:
    Iblis berkata:"Adakah aku akan sujud kepada orang yang Engkau ciptakan dari tanah?" (Surah Al-Isra' 17:61)

    In Muhammad's last sermon he addressed the people saying "O People! Your God is one; your father is one…there is no preference of an Arab over a non-Arab or vice-versa; nor for a white person over a black person or vice-versa..." Thus Islam made a strong point of the equality of all people regardless of their wealth, race, colour or status.---------------(http://islaminschools.com/pages/racism.php)

    http://www.youtube.com/watch?v=l-KnRS9v4qg

    My point is ask yourself for your entire life, how have you been treating people around you esp. the needy? what are the thoughts that goes through your mind when you see a foreign worker/bandaran? Be honest to yourself,question yourself are you sombong?Are you racist?

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    Replies
    1. Thank you for the reminder, AYUNAYUN392.

      Delete
  18. Hmm gets me thinking - why don't we up petrol prices? up the price of cars? remove the generous housing allowances, charge everyone $3 for healthcare and standard the cost of bed services, introduce personal tax, give more scholarships regardless of nationality status? Wouldn't that cause an uproar? People who think they deserve the graciousness of his Majesty but don't pay bills, who spend less than 8 hours in the office, who are ineffective,counter-productive and not creative and do things the same way even though it's not working, have a malas and makan gaji attitude, who cut long car queues, Why not include that too? Sorry, maybe wrong thread...just thinking aloud.

    ReplyDelete
  19. We are human beings with a span of life unworthy of being too complex in overthinking the issues of race. Stay united, love more.

    ReplyDelete
  20. I had wrote a sizeable piece of opinion, but I deleted it because it doesn't matter.

    just want to say,instead,

    Thank you, Dude in Bristol, for taking the time to put God's gift (thought and cognition) to use and into words. And also for being concerned with issues facing our home.

    ReplyDelete
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  30. I am a private loan lender which have all take to be a genuine lender i give out the best loan to my client at a very convenient rate.The interest rate of this loan is 3%.i give out loan to public and private individuals.the maximum amount i give out in this loan is $1,000,000.00 USD why the minimum amount i give out is 5000.for more information contact us email honestloan10@gmail.com
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  31. Good day Sir/Madam,
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  32. Good day Sir/Madam,
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  33. Hello Everybody,
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    ReplyDelete
  34. Hello everyone am here to testify how i got my loan from Mr Akisu. after i applied several times from various loan lenders who claimed to also testify right in this forum,i thought the testimonies where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mr Akisu. who promised to help me and indeed he did as he promised without any form of delay.I never thought there are still reliable loan lenders until i met Mr.Akisu,who are indeed helped with the loan and changed my belief.I don't know if you are in any way in need of a genuine and urgent loan,free feel to contact Mr.Akisu via his email{Akisuloancompany@gmail.com} Thank you may God bless you

    ReplyDelete
  35. HELLO,

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    ReplyDelete

  36. GOOD DAY LADIES/GENTLMEN


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    ReplyDelete

  37. Dear Sir/Madam, We give out loans to business people and individuals for just 3% interest rate. "BELIEVE IT OR NOT YOU CAN GET YOUR LOANS IN LESS THAN AN HOUR". We can give out loans ranging from US$3,000 up to US$500,000.
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    Mr William Burn
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    ReplyDelete
  38. Hello,

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    ReplyDelete

  39. ATTENTION NEEDED.......

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    ReplyDelete

  40. DEAR ESTEEMED LOAN SEEKER,

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    ReplyDelete
  41. Good Day Everyone,

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    ReplyDelete
  42. TESTIMONY ON HOW I WAS RESCUED BY A GOD-SENT LENDER..

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    thanks...

    from California, USA.

    ReplyDelete
  43. Hello


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    ReplyDelete
  44. Hello


    Dear Esteemed Loan Applicant's


    You are welcome to WILLIAM BURN LOAN COMPANY, is an independent financial
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    Best Regards

    Mr William Burn

    C.E.O OF WILLIAM BURN LOAN COMPANY

    ReplyDelete
  45. Hello

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    HOW DID YOU HEAR ABOUT US........

    Best Regards

    Mr William Burn

    C.E.O......

    ReplyDelete

  46. Good Day,

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    THANKS......

    ReplyDelete
  47. My Brothers and Sister all over the world, I am Mrs Boo Wheat from Canada ; i was in need of loan some month ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to this good and trustful loan lender DR PURVA PIUS that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business Woman, and I became useful. In the life of others, I now hold a restaurant and bar. And about 30 workers, thank GOD for my life I am leaving well today a happy father with three kids, thanks to you DR PURVA PIUS Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,mail (urgentloan22@gmail.com) Please tell him Mrs Boo Wheat from Canada introduce you to him. THANKS.

    ReplyDelete
  48. Hello,
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  49. Greetings to you by ADIA.

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    ReplyDelete



  50. I am a private loan lender which have all take to be a genuine lender i give out the best loan to my client at a very convenient rate.The interest rate of this loan is 3%.i give out loan to public and private individuals.the maximum amount i give out in this loan is $1,000,000.00 USD why the minimum amount i give out is 5000.for more information contact us Email osmanloanserves@gmail.com

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    Contact Email osmanloanserves@gmail.com

    ReplyDelete
  51. Hello Every One, I am mrs Candy From Ohio U.S.A, I quickly want to use this medium to shear a testimony on how God directed me to a Legit and real loan lender who have transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of $3,500 i became so desperate in getting a loan from a legit loan lender online who will not add to my pains, then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion she told me about a man called Mr Smith Morgan who is the C.E.O of Morgansmith Loan Company So i applied for a loan sum of (150,000.00USD) with low interest rate of 2%, so the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than two(2) days the loan was deposited into my bank so i want to advice any one that needs a loan to quickly contact him via: (morgansmithloanlenders@yahoo.com) he does not know am doing this i pray that God will bless him for the good thing he has done in my life.

    ReplyDelete
  52. With Gain Credit Personal Loans, you can get instant loan/money for a wide range of your personal needs like renovation of your home, marriage in the family, a family holiday, your child's education, buying a house, medical expenses or any other emergencies. With minimum documentation, you can now avail a personal loan at attractive 3% interest rates. This is trust and honest loans which you will not regret, Contact us via Email: gaincreditloan01@gmail.com

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    ReplyDelete
  53. Hello, Good day to everybody reading this,

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    Hi everyone out there. I am scott lens, i live in brunei. I wish to know if there is anyone out there tired of finding a legit loan lender/company to help you with a loan at a low rate of 2%. Jackson Clifford Loan home is the best place for you to get that loan you have be seeking for, i recently got a business loan of $100,000 from them and i must confess that the process was so easy after be scammed of $1,210 from various people who claims to be real lenders. An old friend of mine gave me their email Jacksoncliffordloanoffer@gmail.com after i explained to him how i got scammed, he said he once got a loan from them and i should email them and say that i was directed by him (Adams Owen). so i did and to my surprise i got an alert from my bank with the depositor's as Jackson Clifford Loan Home {Jacksoncliffordloanoffer@gmail.com}. It's all real and simple so i advice everyone in need of financial assistance to contact them today without any delay and get your problems solved. Email them via: Jacksoncliffordloanoffer@gmail.com, Hope they welcomes you...

    Hi everyone out there. I am scott lens, i live in brunei. I wish to know if there is anyone out there tired of finding a legit loan lender/company to help you with a loan at a low rate of 2%. Jackson Clifford Loan home is the best place for you to get that loan you have be seeking for, i recently got a business loan of $100,000 from them and i must confess that the process was so easy after be scammed of $1,210 from various people who claims to be real lenders. An old friend of mine gave me their email Jacksoncliffordloanoffer@gmail.com after i explained to him how i got scammed, he said he once got a loan from them and i should email them and say that i was directed by him (Adams Owen). so i did and to my surprise i got an alert from my bank with the depositor's as Jackson Clifford Loan Home {Jacksoncliffordloanoffer@gmail.com}. It's all real and simple so i advice everyone in need of financial assistance to contact them today without any delay and get your problems solved. Email them via: Jacksoncliffordloanoffer@gmail.com, Hope they welcomes you...

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  73. Hello Everybody,
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    ReplyDelete

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  77. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

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    Skype id : Cathalmchugh0700@gmail.comWe are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
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    ReplyDelete
  79. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

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    * Personal Loans
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    ReplyDelete
  80. Dear Customers,

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  82. Hi, I would like to share my experience with you guys on how I got a loan to pay the duty tax of my bank draft and to start up a new business. I was at the verge of loosing all my belongings due to the bank draft I took to offset some bills and some personal needs. I became so desperate and began to seek for funds at all means. Luckily for me I heard a colleague of mine talking about this company, I got interested. Although I was scared of being scammed, I was compelled by my situation and then I began to look online and ran into their number (802) 736-9174 and email at: (r_nelsonfinanceltd@yahoo.com ) where I was given a loan within 72hrs without knowing what it feels like to be scammed. So I promised myself that I was going to make this known to as many that are in financial stress to contact them and not fall victim of online scam in the name of getting a loan.;'

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  83. Hello Everybody,
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    ReplyDelete
  105. Attention

    We are a financial consultant that handles international finances for any amount of banking instruments. We have the access/contacts to raise from $10 thousand to $500 Million Dollars, With our company (Giulia Stefano loan company) and the Bank of America at a low interest rate of 2%.

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    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Giulia Stefano loan firm is the answer. Reduce your payments to ease the strain on your monthly expenses.

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    Motto: We offer the fastest and reliable financial services.

    ReplyDelete
  106. DO YOU NEED AN AFFORDABLE LOAN TODAY?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million.

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    ReplyDelete
  107. We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate of 3% per annual for individuals, companies and corporate bodies. We have provided billions in business loans to over 10,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 or 42 hours of successful application. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via Email: mrsdonnahasloan047@gmail.com

    ReplyDelete
  108. We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate of 3% per annual for individuals, companies and corporate bodies. We have provided billions in business loans to over 10,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 or 42 hours of successful application. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via Email: mrsdonnahasloan047@gmail.com

    ReplyDelete
  109. If you are going through hard times or poverty you must not be depressed,because this is a good chance for you to be rich and happy once more, kindly contact divinecardhacker@gmail.com to get your master card that is already loaded with money.

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  110. My special greetings to everyone on this Page, If you are poor or you need urgent financial assistance for any purpose kindly get your private loan from Mr Lavington today The CEO of Lavington Finance Center, He will grant you loan of any amount at interest of 3% only , to get loan from him is simple so just contact: lavingtonfinance@gmail.com or lavingtonfinance@yahoo.com
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  111. Mr Mark Roland Paco Loan Company.

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  112. Hello...

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  113. Dear Sir/Ma

    I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider.

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    - Bank Guarantee (BG)
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    - Direct Line of Credit (DLC)
    - Medium Term Note (MTN)
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    Contact : Mr. SIVAJOTHI GNANATHEEVAM
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    Regards
    SIVAJOTHI GNANATHEEVAM

    ReplyDelete
  114. We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers.

    We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760,

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee ) (Appendix A)(BG/SBLC
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
    3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking days.

    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.

    Regards,
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    Email:fahadfinanceltd@gmail.com

    ReplyDelete
  115. We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
    we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.

    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4 1%
    6. Sale Price: 32 2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days

    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.

    Name:May Gary
    Email:algecoglobalfinanceplc@gmail.com
    Skype::algecoglobalfinanceplc


    ReplyDelete
  116. DO YOU NEED AN AFFORDABLE LOAN TODAY?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a
    maximum of $500 million.

    Do you need a genuine loan Online to secure your Bills? Starts a new business? Do you need a personal loan? or Business loan, Apply for a quick and convenient loan to start a new financing of your projects at a cheapest interest rate of 2%. Are you in need of a Loan of any amount? Has the bank or Payday Loan Company refused your Loan Application because of your Low Credit Scores or Lack of Collateral Security? and you are in need of an urgent Personal Or Business Loan to re-finance your business, pay your bills, settle your bad credit problems, buy and own a house of your own? etc. CONTACT US NOW VIA EMAIL:(dr.johnmarshallloans@gmail.com) Phone +1 (984) 333-2836

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    NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

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  117. Do you need Personal Loan?
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  118. Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
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    We would be happy to fund and invest with you in any profitable project if you have any viable project we can finance by making mutual investment with you. If you are interested, kindly contact us on:avitinvestmentauthority2@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    501 Avenue Montaigne,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)

    ReplyDelete
  119. Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of $10,500. to $30,000.000 as low as 2% interest Kindly respond immediately to this mail: highclassloanfund@gmail.com Our Services Include the Following: Debt Consolidation Second Mortgage Business Loans Personal Loans International Loans Loan for any kinds Family loan E.T.C No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true. (High.Class.Loan.Fund.Company). says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan contact us, Kindly respond immediately to this email: highclassloanfund@gmail.com NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score. Get your instant loan approval Our Services Include the Following: Debt Consolidation Second Mortgage Business Loans Personal Loans International Loans Loan for any kinds Family loan E.T.C Phone Number +1 917 259-4165 We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances. Yours sincerely.

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